Full transparency on who takes a cut, and how much they take. We work with our clients to get the lowest rate possible.
I am a business.
I want the plan.
My business classified as a utlity.
2.2% + $0.10
0.7% + $0.20
3.9% + $0.30
Credit Card Interchange Rates For Popular Card Brands
Credit Card Interchange Rate
1.95% to 2.90% + 10¢
1.90% to 2.60% + 10¢
2.00% to 3.25% + 10¢
1.85% to 2.45% + 10¢
We have answers.
What is interchange? - Rates are set by payment card issuing companies like Visa or Mastercard, in exchange for accepting the credit risk. Interchange rates are set by financial companies and revised periodically. Rates vary based on the network used.
What is the acquirer fee? - Acquirer fees are charged by the payment processor (Stripe, PayPal, Square) or merchant acquirer (acquirer), the organization that provides authorization, reporting and settlement.
What is the online processing fee? - The online processing fee pays for server and bandwidth costs, fraud detection, database costs, and security features to keep sensitive data secure.